/* theme-v2.css — rachatcreditreunion.fr — charte « Rachat Crédit Réunion » v2 (octobre 2026), esprit point-finances.fr
   Chargé après style.css, onpage.css et les <style> de page. Bleu nuit + ambre ; titres en deux tons, grands blocs
   arrondis sur fonds pastel, menu en pilule, footer en bloc arrondi.
   Photo des héros : cirque de Mafate, Sylvain Joris, CC BY-SA 4.0 (Wikimedia Commons). */
:root{--rc-navy:#1a3a6c;--rc-navy2:#13305c;--rc-blue:#2b6cb0;--rc-sky:#4a90d9;--rc-amber:#f5a623;--rc-amber2:#e0941a;
  --rc-pale:#eef5fd;--rc-pale2:#fff4dd;--rc-line:#dbe5f1;--rc-ink:#1a2e4a;--rc-muted:#4f6782;--rc-radius:30px;
  --rc-display:'Outfit','Plus Jakarta Sans',system-ui,sans-serif}
body{background:#fff}

/* ---------- Barre de contact ---------- */
.rc-topbar{background:var(--rc-navy);color:#fff;font-size:13px}
.rc-topbar-in{max-width:1240px;margin:0 auto;padding:8px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.rc-topbar-txt{color:#dce8f7;line-height:1.35;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;margin:0}
.rc-topbar-txt strong{color:#fff}
.rc-topbar-links{display:flex;gap:8px;align-items:center;flex-shrink:0}
.rc-pill{display:inline-flex;align-items:center;gap:6px;border:1.5px solid #ffffff4d;border-radius:999px;padding:5px 14px;color:#fff;font-weight:600;font-size:13px;line-height:1.2;background:transparent;cursor:pointer;font-family:inherit;transition:background .18s,border-color .18s}
.rc-pill:hover{background:#ffffff14;border-color:#ffffff99}
.rc-pill.rc-amber{background:var(--rc-amber);border-color:var(--rc-amber);color:var(--rc-navy)}
.rc-pill.rc-amber:hover{background:var(--rc-amber2);border-color:var(--rc-amber2)}

/* ---------- En-tête : logo + menu en pilule ---------- */
.site-header{background:#fff;border-bottom:0;box-shadow:none}
.header-inner{height:92px;max-width:1240px}
.logo svg{height:52px;width:auto}
.main-nav ul{border:1.5px solid var(--rc-line);border-radius:999px;padding:6px;gap:2px;background:#fff;box-shadow:0 6px 24px #13305c0f}
.main-nav a{color:var(--rc-navy);font-size:.9rem;font-weight:600;padding:.62rem 1.05rem;border-radius:999px}
.main-nav a:hover{background:var(--rc-pale);color:var(--rc-navy)}
.main-nav .rc-home{display:inline-flex;align-items:center;padding:.5rem .85rem}
.main-nav .rc-home svg{width:20px;height:20px}
.main-nav .nav-cta{background:var(--rc-amber);color:var(--rc-navy);border-radius:999px;padding:.62rem 1.25rem}
.main-nav .nav-cta:hover{background:var(--rc-amber2);color:var(--rc-navy)}
.nav-toggle span{background:var(--rc-navy)}
html{scroll-padding-top:150px}

/* ---------- Typo : titres en deux tons ---------- */
.seo-page h1,.seo-page h2,.rc-h{font-family:var(--rc-display);letter-spacing:-.02em}
.seo-page article h2{font-size:clamp(1.5rem,2.6vw,2.1rem);line-height:1.18;color:var(--rc-navy);margin:8px 0 18px;text-wrap:balance}
.seo-page h2 .rc-t2,.rc-h .rc-t2{display:block;color:var(--rc-sky)}
.seo-page article h3{font-family:var(--rc-display);color:var(--rc-navy);font-size:1.18rem}

/* ---------- Boutons ---------- */
.btn-primary{border-radius:999px;padding:.85rem 1.6rem;font-size:.95rem;box-shadow:0 6px 18px #f5a62340}
.btn-ghost-light{display:inline-flex;align-items:center;gap:.5rem;border:1.5px solid #ffffffb3;color:#fff;border-radius:999px;padding:.8rem 1.5rem;font-weight:700;font-size:.95rem}
.btn-ghost-light:hover{background:#ffffff1a}
.btn-navy{display:inline-flex;align-items:center;gap:.5rem;background:var(--rc-blue);color:#fff;border-radius:999px;padding:.8rem 1.5rem;font-weight:700;font-size:.95rem;border:0;cursor:pointer;font-family:inherit}
.btn-navy:hover{background:var(--rc-navy)}

/* Mot-clé surligné */
.hl{white-space:nowrap;background:var(--rc-amber);color:var(--rc-navy);padding:0 .2em;border-radius:.25em;-webkit-box-decoration-break:clone;box-decoration-break:clone}

/* ---------- Héros ---------- */
.seo-page>.seo-breadcrumb{max-width:1240px;padding:6px 24px 0}
.seo-page>.seo-hero{max-width:1240px;margin:14px auto 0;border-radius:var(--rc-radius);padding:60px 64px;
  background:linear-gradient(100deg,#13305cf0 0%,#1a3a6cd1 48%,#1a3a6c4d 100%),url(/assets/hero-reunion.webp) center 40%/cover;box-shadow:0 18px 50px #13305c2e}
.seo-page>.seo-hero:after{display:none}
.seo-page .seo-hero h1{font-size:clamp(2.1rem,3.8vw,3.2rem);line-height:1.12;letter-spacing:-.03em}
.seo-page .seo-hero .eyebrow{background:#ffffff1f;border-color:#ffffff33;font-size:11px;padding:6px 14px}
.seo-page>.seo-home-hero{display:block;text-align:center;padding:92px 48px 128px;min-height:0;
  background:linear-gradient(180deg,#13305cb3 0%,#1a3a6c80 50%,#13305cd9 100%),url(/assets/hero-reunion.webp) center 40%/cover}
.seo-home-hero .seo-hero-copy{max-width:880px;margin:0 auto}
.seo-page .seo-home-hero h1{font-size:clamp(2.4rem,5.2vw,4.1rem);margin:14px auto 20px}
.seo-page .seo-home-hero .seo-hero-copy>p{margin:0 auto;color:#e4eef9;font-size:18px}
.seo-home-hero .seo-actions{justify-content:center;margin-top:28px}
.rc-trust{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 22px;margin-top:26px;color:#fff;font-size:14px;font-weight:600}
.rc-trust>span{display:inline-flex;align-items:center;gap:8px}
.rc-stars{color:var(--rc-amber);letter-spacing:2px;font-size:17px}
.rc-trust .rc-sep{opacity:.45}

/* ---------- Accueil : cartes sous le hero ---------- */
.rc-cards{max-width:1120px;margin:-70px auto 0;padding:0 24px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;position:relative;z-index:2}
.rc-card{background:#fff;border:1px solid var(--rc-line);border-radius:24px;padding:24px;box-shadow:0 14px 40px #13305c1f;transition:transform .2s,box-shadow .2s}
.rc-card:hover{transform:translateY(-3px);box-shadow:0 20px 48px #13305c2b}
.rc-ic{width:46px;height:46px;border-radius:50%;background:var(--rc-pale2);color:#c07a04;display:grid;place-items:center;margin-bottom:14px;flex-shrink:0}
.rc-ic svg{width:22px;height:22px}
.rc-card strong{display:block;color:var(--rc-navy);font-size:17px;margin-bottom:6px;font-family:var(--rc-display)}
.rc-card span{color:var(--rc-muted);font-size:14px;line-height:1.6}

/* ---------- Bande de chiffres ---------- */
.rc-stats{max-width:1120px;margin:56px auto 0;padding:0 24px;display:grid;grid-template-columns:repeat(5,1fr);gap:12px;text-align:center}
.rc-stat b{display:block;font-family:var(--rc-display);font-size:clamp(2rem,3.6vw,2.9rem);font-weight:800;color:var(--rc-sky);line-height:1;letter-spacing:-.02em}
.rc-stat span{display:block;margin-top:8px;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--rc-muted)}

/* ---------- Accueil : sections en blocs ---------- */
.rc-home article{max-width:1180px}
.rc-home article>section{border-radius:var(--rc-radius);padding:44px 48px;margin:0 0 28px}
.rc-home article>section:first-of-type{padding:0 48px}
.rc-sec-pale{background:var(--rc-pale)}
.rc-sec-amber{background:var(--rc-pale2)}
.rc-sec-situations ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:22px 0}
.rc-sec-situations li{margin:0;background:#fff;border:1px solid var(--rc-line);border-radius:20px;padding:18px 20px;font-size:15px;line-height:1.6}
.rc-sec-situations li strong{display:block;color:var(--rc-navy);margin-bottom:4px}
#profils ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:24px 0 0}
#profils li{margin:0;background:#fff;border-radius:24px;padding:22px;font-size:14.5px;line-height:1.6;box-shadow:0 10px 30px #13305c14;display:flex;flex-direction:column;gap:6px}
#profils li>strong{font-family:var(--rc-display);font-size:18px}
#profils li>strong a{color:var(--rc-navy);text-decoration:none}
#profils li>strong a:after{content:" →";color:var(--rc-amber2)}
#villes ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
#villes li{margin:0;background:#fff;border:1px solid var(--rc-line);border-radius:18px;padding:14px 18px;font-size:15px}
.rc-sec-steps ol{list-style:none;padding:0;counter-reset:rcstep;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}
.rc-sec-steps li{counter-increment:rcstep;margin:0;background:#fff;border-radius:24px;padding:24px 22px;font-size:14.5px;line-height:1.6;text-align:center}
.rc-sec-steps li:before{content:counter(rcstep);display:block;font-family:var(--rc-display);font-size:42px;font-weight:800;color:var(--rc-sky);line-height:1;margin-bottom:10px}
.rc-sec-steps li strong{display:block;color:var(--rc-navy);font-size:16px;margin-bottom:6px}
.rc-team{display:flex;gap:16px;flex-wrap:wrap;margin:18px 0}
.rc-team div{display:flex;align-items:center;gap:12px;background:#fff;border-radius:999px;padding:8px 18px 8px 8px}
.rc-team img{width:52px;height:52px;border-radius:50%;object-fit:cover}
.rc-team b{display:block;color:var(--rc-navy)}.rc-team span{font-size:13px;color:var(--rc-muted)}

/* ---------- Avis ---------- */
.rc-avis{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;background:#fff;border-radius:24px;padding:26px 30px;margin:18px 0 0}
.rc-avis .rc-score{font-family:var(--rc-display);font-size:48px;font-weight:800;color:var(--rc-navy);line-height:1}
.rc-avis .rc-score small{font-size:18px;color:var(--rc-muted)}
.rc-avis p{margin:6px 0 0;color:var(--rc-muted);font-size:14px}

/* ---------- FAQ en accordéon arrondi ---------- */
.seo-page details{background:var(--rc-pale);border:0;border-radius:22px;padding:0;margin:10px 0;overflow:hidden}
.seo-page details>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 22px;font-weight:650;color:var(--rc-ink);font-size:15.5px}
.seo-page details>summary::-webkit-details-marker{display:none}
.seo-page details>summary:after{content:"+";flex-shrink:0;width:28px;height:28px;border-radius:50%;background:#fff;display:grid;place-items:center;font-size:18px;font-weight:700;color:var(--rc-navy)}
.seo-page details[open]>summary:after{content:"–"}
.seo-page details>summary h3{margin:0!important;font-size:15.5px!important;font-family:inherit!important;color:var(--rc-ink)!important;font-weight:650}
.seo-page details>*:not(summary){margin:0 22px 16px}

/* ---------- Contenu des pages ---------- */
.seo-page>article{max-width:880px}
.seo-page article ul:not([class]) li::marker{color:var(--rc-amber2)}
.table-scroll{border-radius:20px}
.seo-page th{background:var(--rc-pale)}

/* ---------- Engagements (pictos) ---------- */
.rc-engage{max-width:1120px;margin:40px auto 0;padding:0 24px;display:grid;grid-template-columns:repeat(6,1fr);gap:14px;text-align:center}
.rc-engage div{display:flex;flex-direction:column;align-items:center;gap:10px;font-size:12px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--rc-navy);line-height:1.35}
.rc-engage .rc-ic{width:62px;height:62px;margin:0;background:var(--rc-pale);color:var(--rc-blue)}
.rc-engage div:nth-child(even) .rc-ic{background:var(--rc-pale2);color:#c07a04}
.rc-engage .rc-ic svg{width:28px;height:28px}

/* ---------- Double appel à l'action (remplace le bandeau de fin) ---------- */
.rc-cta2{max-width:1180px;margin:40px auto 0;padding:0 24px;display:grid;grid-template-columns:1fr 1fr;gap:20px}
.rc-cta2>div{border-radius:var(--rc-radius);padding:40px 32px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:12px}
.rc-cta2>div:first-child{background:var(--rc-pale)}
.rc-cta2>div:last-child{background:var(--rc-pale2)}
.rc-h{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:800;color:var(--rc-navy);line-height:1.18;margin:0}
.rc-cta2 p{margin:0;color:var(--rc-muted);max-width:420px;font-size:15px}
.rc-cta2 small{color:var(--rc-muted);font-size:12px}

/* ---------- Footer en bloc arrondi ---------- */
#site-footer{padding:40px 16px 0}
.site-footer.rc-footer{background:none;padding:0;color:#dce8f7}
.rc-foot{max-width:1240px;margin:0 auto;background:var(--rc-navy);border-radius:var(--rc-radius);padding:48px 48px 34px;display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:32px;position:relative;overflow:hidden}
.rc-foot:before{content:"";position:absolute;right:-120px;top:-140px;width:380px;height:380px;border-radius:50%;border:60px solid #ffffff08;pointer-events:none}
.rc-foot-brand p{font-size:13.5px;line-height:1.65;margin:14px 0 0;color:#c8d8ec}
.rc-foot-brand svg{height:54px;width:auto}
.rc-foot h4{font-family:var(--rc-display);color:#fff;font-size:15px;margin:4px 0 12px}
.rc-foot ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}
.rc-foot a{color:#dce8f7;text-decoration:none;font-size:14px}
.rc-foot a:hover{color:var(--rc-amber)}
.rc-foot .rc-foot-cta a{color:var(--rc-amber);font-weight:700}
.rc-legal{max-width:1240px;margin:0 auto;padding:18px 24px 30px;color:var(--rc-muted);font-size:12.5px;line-height:1.6}
.rc-legal p{margin:0 0 6px}
.rc-legal a{color:inherit;text-decoration:underline}
.rc-legal .cookie-settings{margin:6px 0 8px;border-color:var(--rc-line);color:var(--rc-navy)}
.rc-credit{font-size:11px;opacity:.85}

@media(max-width:1024px){
  .rc-topbar-txt{display:none}.rc-topbar-in{justify-content:center}
  .main-nav{top:92px!important;background:#fff!important;border-top:1px solid var(--rc-line)!important;box-shadow:0 14px 30px #13305c26!important}
  .main-nav ul{border:0;border-radius:0;padding:0;background:transparent;box-shadow:none}
  .rc-stats{grid-template-columns:repeat(3,1fr);row-gap:28px}
  .rc-engage{grid-template-columns:repeat(3,1fr);row-gap:24px}
  #profils ul{grid-template-columns:repeat(2,1fr)}
  .rc-foot{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .rc-topbar-links .rc-hide-m{display:none}
  .header-inner{height:72px}.main-nav{top:72px!important}.logo svg{height:44px}
  .seo-page>.seo-hero{margin:10px 12px 0;border-radius:22px;padding:32px 22px}
  .seo-page>.seo-home-hero{padding:48px 22px 96px}
  .seo-page .seo-home-hero h1{font-size:2.2rem}
  .seo-page .seo-home-hero .seo-hero-copy>p{font-size:15.5px}
  .rc-cards{grid-template-columns:1fr;margin-top:-60px;padding:0 16px}
  .rc-stats{grid-template-columns:repeat(2,1fr);margin-top:40px}
  .rc-engage{grid-template-columns:repeat(2,1fr)}
  .rc-home article>section,.rc-home article>section:first-of-type{padding:28px 20px}
  .rc-sec-situations ul,#profils ul,#villes ul,.rc-sec-steps ol{grid-template-columns:1fr}
  .rc-cta2{grid-template-columns:1fr;padding:0 12px}
  .rc-foot{grid-template-columns:1fr;padding:34px 24px;border-radius:24px}
  #site-footer{padding:28px 10px 0}
}
@media(prefers-reduced-motion:reduce){.rc-card{transition:none}}

/* ---------- Correctifs de cascade (v2.1) ---------- */
.seo-page.rc-home>article{max-width:1180px}
.rc-stat>span{display:block;margin-top:8px;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--rc-muted)}
.rc-stat b span{display:inline;margin:0;font-size:inherit;letter-spacing:inherit;text-transform:none;color:inherit;font-weight:inherit}
.rc-cta2 .rc-h{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:800;color:var(--rc-navy);line-height:1.18;margin:0;max-width:none}
.rc-cta2 p:not(.rc-h){margin:0;color:var(--rc-muted);max-width:420px;font-size:15px}
.seo-page>.editorial-note{max-width:1180px;margin:22px auto 0;padding:0 24px}
.seo-page details>summary,.seo-page details>summary h3{font-family:'Plus Jakarta Sans',system-ui,sans-serif!important}

/* ---------- Gabarit « page-hero » (pages légales) aligné sur le hero photo (v2.2) ---------- */
.seo-page>.page-hero{max-width:1240px;margin:14px auto 0;border-radius:var(--rc-radius);padding:56px 64px;
  background:linear-gradient(100deg,#13305cf0 0%,#1a3a6cd1 48%,#1a3a6c4d 100%),url(/assets/hero-reunion.webp) center 40%/cover}
.seo-page .page-hero h1{color:#fff;font-family:var(--rc-display);font-size:clamp(2rem,3.4vw,2.8rem);margin:0 0 12px}
.seo-page .page-hero p{color:#dce8f7;margin:0}
.seo-page .page-hero-inner{max-width:none;margin:0;padding:0}
@media(max-width:768px){.seo-page>.page-hero{margin:10px 12px 0;border-radius:22px;padding:30px 22px}}